🏡 Buying Your First Home

A friendlier starting point for understanding stamp duty and the tax bits that surprise first-time buyers.

What catches people out

Most buyers focus on deposit and mortgage affordability first. Then tax shows up in the form of stamp duty, ownership structure questions and "what changes if this becomes a rental later?"

Best next step

Use the stamp duty calculator first, then sense-check whether you're dealing with a straightforward main residence purchase or something more complex.