👨‍👩‍👧 UK family pay tool

Statutory Adoption Pay Calculator (UK)

Estimate how much Statutory Adoption Pay (SAP) you could receive based on your average weekly earnings. This calculator uses the common UK SAP structure: 90% of average weekly earnings for the first 6 weeks, then the lower of £194.32 or 90% of weekly earnings for the next 33 weeks. It also shows a full 39-week total and optional monthly-style averages for planning.

This is a planning estimate for employees using the standard UK SAP formula widely used in 2026/27 guidance. Real payroll can differ if pay varies, an enhanced employer scheme applies, or eligibility rules are not met.

Breakdown

Weekly earnings used
Weeks at 90% pay
Weeks at standard / capped rate
Standard SAP weekly rate
Estimate mode
PeriodWeeksWeekly payTotal
Initial higher-rate SAP
Standard / capped SAP

The calculator pays 90% of weekly earnings for the first 6 weeks, then switches to the lower of the standard SAP rate and 90% of weekly earnings for the remaining weeks selected.