Estimates for England/Wales first-time buyer relief (2026). First-time buyers pay 0% up to £425,000, 5% on portion between £425,001–£625,000. Above £625,000 standard rates apply.
Total SDLT: £0
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Notes: This tool covers the common first-time buyer relief in England & Wales only. For Scotland (LBTT) & Northern Ireland rules differ. Use for quick estimates — verify for complex purchases.