🏘️ Renting & budgeting

Rent Affordability Calculator (UK)

Estimate what monthly rent may be affordable based on gross income, debt and common UK landlord referencing multiples. Compare your target rent with a rule-of-thumb budget and see the salary a letting agent may expect.

This is a planning estimate, not a lender or landlord decision. Real affordability checks can also factor in dependants, credit history, guarantors, council tax and utility costs.

Breakdown

Gross monthly income
Take-home rent budget
Letting-agent max rent
Recommended cap used
Status

A practical cap uses the lower of two checks: your take-home budget rule and a common landlord income multiple. That helps you compare what feels affordable with what may pass referencing.