🏠 Overpayment planner

Mortgage Overpayment Calculator

See how regular overpayments or a one-off lump sum could shorten your mortgage term and cut total interest. This is a planning tool only — check early repayment charges and product rules with your lender first.

Mortgage details

Overpayments

Standard payment
£0
Interest saved
£0
Time cut
0 months

Even small regular overpayments can make a noticeable dent in interest because they reduce the balance that future interest is charged on.

Allowance check appears here after calculation.