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🏡 Inheritance Tax
Calculator
Estimate IHT on your estate. See how much your family could owe.
Total Estate Value
£
Includes main home left to children?
Yes (Residence Relief applies)
No
Marital status:
Single / Widowed
Married / Civil Partner (both allowances)
IHT to Pay
£0
Tax-Free Amount
£500,000
Effective Rate
0%
IHT Key Facts
Nil-Rate Band:
£325,000
(frozen until 2028)
Residence Nil-Rate Band:
£175,000
(home to children)
Married couples: bands transfer, up to
£1,000,000
combined
Rate:
40%
on everything above thresholds
💡 Gifts made 7+ years before death are IHT-free. Taper relief applies for gifts 3-7 years before.