Estimate the annual percentage rate for a loan, car finance deal or other fixed-payment credit product. Add the amount borrowed, term, monthly payment and any compulsory fee to see an approximate APR, monthly rate and total credit cost.
This is a planning estimate, not an FCA disclosure. Real lender APRs can differ slightly because of exact fee timing, payment dates, cooling-off rules and compounding conventions.
APR is the annualised rate that makes the present value of your payment stream match the cash you actually receive after compulsory fees.